Choosing a Plan and Enrolling in Health Insurance

Sit back and hit play to hear all about how the main types of insurance work and what to look for when you’re comparing plans with diabetes in mind. There’s no singular plan that fits everyone, but you’ll come away knowing which questions to ask before you sign up.

Watch to find out...

• The difference between commercial insurance (through a job or the marketplace) and government insurance like Medicaid and Medicare.
• Where to find coverage if you’re self-employed.
• How PPOs, EPOs and HMOs differ in provider networks and specialist referrals.
• How high-deductible health plans (HDHPs) trade a lower monthly premium for more upfront costs
• the basics of HSAs and FSAs.
• Why prescription costs often jump in January, and why your medical and prescription deductibles may be tracked separately.
• When you’re allowed to change plans: open enrollment and qualifying life events.
• Who to call with coverage questions, from your insurance company to your HR department.